Oh! Emas: 2012

Monday 3 December 2012

Rate Ar Rahnu Agrobank Disember 2012

Dimaklumkan mulai 01/12/2012,
rate emas Ar Rahnu Agrobank telah
ditetapkan menurut "daily rate" yang
dikemaskini pada setiap hari.

Admin akan cuba dapatkan link untuk
auto-update rate emas tersebut.

Hari ini rate bagi emas 916 24k = RM 181.38

Monday 26 November 2012

Pelabur emas mesti ikut nasihat PAKAR

Kuala Lumpur: Public Gold Group Sdn Bhd yang menyasar disenaraikan di Bursa Malaysia menjelang 2014, mengingatkan pelabur emas membuat pelaburan berasaskan maklumat supaya tidak terperangkap dengan skim pelaburan palsu.

Syarikat penempa, penulen dan dagangan jongkong emas serta perak itu berharap orang ramai dan pembeli emas tahu logam itu sebenarnya lebih terarah sebagai instrumen pelindung nilai daripada inflasi, justeru bukannya kelas aset pemberi pulangan.

Sehubungan itu, pelabur dan orang ramai yang mahu membeli emas sebagai alat pelindung nilai perlu mendapat maklumat menyeluruh daripada pihak yang pakar dalam bidang itu sebelum membuat keputusan pembelian.

Pengerusi Eksekutif Public Gold Group, Datuk Louis Ng, berkata ramai pembeli terperangkap dengan modus operandi sesetengah pihak tidak bertanggungjawab yang menawarkan pulangan segera tidak munasabah daripada pembelian emas.

Syarikat skim pelaburan emas menjual emas jauh lebih tinggi daripada harga pasaran sebenar di samping menjanjikan peratus pulangan tertentu setiap bulan.

Kumpulan itu juga biasanya menetapkan harga dan tempoh belian balik tertentu mengikut kontrak, di samping beroperasi menggunakan model Skim Ponzi, katanya dalam satu pertemuan dengan BH di sini.

Ng berkata, syarikat pelaburan emas yang tulen tidak mengemukakan tawaran sedemikian, sebaliknya berurusniaga mengikut harga semasa di pasaran antarabangsa.
Pembeli perlu mendapat maklumat semasa yang boleh diperoleh daripada pelbagai sumber tulen sebelum membuat keputusan mendapatkan emas (untuk pelaburan), katanya.

Beliau mengulas mengenai ramai kalangan pelabur yang terperangkap dengan pelaburan emas apabila pihak berkuasa menyerbu dan membekukan aset beberapa syarikat pengendali dipercayai beroperasi seperti skim cepat kaya.

Awal bulan ini, Timbalan Menteri Kewangan Datuk Dr Awang Adek Hussin dilaporkan berkata, Bank Negara mengesan 35,000 pelabur dengan jumlah pelaburan mencecah RM10 bilion dalam sebuah syarikat pelaburan jongkong emas.

Bank Negara Malaysia dalam kenyataannya pada awal Oktober lalu memberitahu membekukan aset dan akaun yang disita hasil serbuan dilakukan terhadap empat syarikat yang menawarkan skim pelaburan jongkong emas iaitu Genneva Malaysia Sdn Bhd, Pageantry Gold Bhd, Caesar Gold Sdn Bhd dan Worldwide Far East Bhd.

Public Gold ialah antara syarikat yang bergiat dalam perniagaan emas dengan kegiatan terasnya termasuk menempa dan menulen emas.

Ia juga menawarkan perkhidmatan dagangan dan tukaran emas serta menyediakan kemudahan simpanan selamat kepada pelanggan.

Syarikat itu yang beribu pejabat di Pulau Pinang, menerusi anak syarikatnya, Public Gold Marketing Sdn Bhd akhir bulan lalu dikeluarkan daripada senarai Peringatan Pengguna Bank Negara Malaysia selepas model perniagaannya didapati tulen serta tidak mengambil kesempatan ke atas pengguna.

Mengulas lanjut, Ng berkata, operasi perniagaan Public Gold hanyalah semata-mata dagangan jongkong emas dan perak bagi tujuan simpanan kekayaan.

Sejak ditubuhkan pada 2008, Public Gold komited menawarkan pelan simpanan emas fizikal yang selamat untuk masa depan.

Public Gold mengamalkan model perniagaan telus di mana kami hanya membeli dan menjual jongkong emas dan perak tanpa memberikan tawaran tidak realistik kepada pelanggan, katanya.

http://www.bharian.com.my/bharian/articles/Pelaburemasmestiikutnasihatpakar/Article/

Monday 12 November 2012

Peratus Kenaikan Emas & Perak 10 Tahun

Wednesday 31 October 2012

BNM Lifted Public Gold From Alert List

untuk link semakan senarai terkini BNM

http://www.bnm.gov.my/documents/2012/20121030_FCA_en.pdf

Tuesday 23 October 2012

BNM Press Release

Ref No : 10/12/12

Embargo : For immediate release

Joint Raids on Companies Suspected of Conducting Illegal Financial Schemes Using Gold

In light of numerous queries received by the enforcement agencies on recent actions taken against companies suspected of operating illegal financial schemes using gold, the following set of Frequently Asked Questions and Answers are for the benefit of members of the public, in particular the affected parties.

Joint statement by:

The Royal Malaysia Police
Ministry of Domestic Trade, Cooperative and Consumerism
Companies Commission of Malaysia
Bank Negara Malaysia

22 October 2012

Frequently Asked Questions

Q: Why did the authorities raid such companies?

A: The raids were conducted in the interest of protecting the affected investors from putting more money at risk as well as the public at large.

The companies that are involved are investigated for suspected offences that include illegal financial schemes, money laundering, tax evasion, false description including misrepresentations, appointment of agents without licence and failure to lodge statutory documents.

Q: What is the concern with the business model of such companies?

A: The concern is that such companies are operating schemes believed to be not sustainable. Such companies promised high monthly returns to the investors and a guarantee to buy back the gold. Such schemes are not funded through actual gold trading but from new monies invested into such schemes.

Frequently, the amount of assets and monies held by such companies do not commensurate with the amount collected from the investors.

Q: Why have the authorities only taken action now?

A: Any enforcement action can only be taken when it has been established that there is reason to believe an offence has been committed. This is to avoid hasty or reckless enforcement actions that may affect genuine businesses.

Q: What is the status of the actions by the authorities?

A: The investigations are now ongoing. Regular statements will be issued by the authorities to keep the public informed of the progress of the investigations. Members of the public are advised to only refer to information from official statements issued by the law enforcement agencies for updates on the case.

Q: How long will the investigations take?

A: The length of the investigations would depend on the complexity and magnitude of the case. The complexity increases due to the international dimension of such cases. Cooperation by the affected parties will facilitate the investigation process. The investigations are accorded high priority and all necessary resources are being mobilised by the relevant enforcement agencies to bring the investigations to the earliest conclusion.

Q: Why have the assets been frozen and seized?

A: In cases of suspected illegal financial schemes, the authorities conduct search and seizure operations to secure the evidence and to avoid the companies from destroying or suppressing evidence. This also prevents the assets from being dissipated to the detriment of the investors.

Under section 44 of Anti-Money Laundering and Anti-Terrorism Financing Act 2001 (AMLATFA), the law enforcement agencies are empowered to freeze any assets when it is suspected that an offence of money laundering has been committed.

Q: What is going to happen to the assets and gold that have been seized?

A: Any assets seized during the course of raids are meticulously documented and accounted for and maintained in safe custody. If there are criminal proceedings, such assets will only be dealt with at the direction of the Court.

Q: Can an affected investor claim his/her money or gold from the seized assets?

A: Assets seized during the course of the investigations can only be dealt with at the direction of the Court. Investors may file to the Court a third party claim for the return of his/her money or gold. Information on whether, and how, to file a claim will be provided after court proceedings are concluded.

Q: What is the advice to members of the public who would like to invest?

A: The public is advised to be cautious of investment schemes that promise high returns with seemingly low risk, with an arrangement that guarantees the return of the principal amount invested. Members of the public are also advised to check with the relevant authorities when dealing with companies or individuals offering such seemingly attractive business opportunities or financial services that are not licensed by the authorities.

As a guide, members of the public are encouraged to observe the following when evaluating an investment scheme:

Remember - if it sounds too good to be true, it's probably not true;
Beware of Ponzi schemes. They are fraudulent investment schemes where the operators will take money from new investors to pay earlier or existing investors. Eventually it will reach a critical stage when there are not enough new investors to support this and subsequently the whole scheme collapses;
Deal only with licensed financial institutions and authorised dealers;
Check with the relevant authorities before investing/ depositing;
Don't be pressured or rushed to invest;
Be extra careful with investments over the internet;
Be sceptical of any investment opportunity that is not in writing;
In case an investment has been made, keep copies of all the investment documentation; and
Refer to the following financial fraud alert websites:
- http://www.bnm.gov.my/microsites/fraudalert/index.htm
- http://www.sc.com.my/sub.asp?pageid=&menuid=233&newsid=&linkid=&type=